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<channel>
	<title>Tales from the Trenches</title>
	<atom:link href="http://www.facingmortgagecrisis.org/?feed=rss2" rel="self" type="application/rss+xml" />
	<link>http://www.facingmortgagecrisis.org</link>
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		<title>Unemployment &#8211; A Graphic View over time</title>
		<link>http://www.facingmortgagecrisis.org/?p=804</link>
		<comments>http://www.facingmortgagecrisis.org/?p=804#comments</comments>
		<pubDate>Sat, 21 Nov 2009 12:54:55 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Context]]></category>
		<category><![CDATA[Map]]></category>
		<category><![CDATA[Trend]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=804</guid>
		<description><![CDATA[We can usually only see the present &#8211; so we can see a statistic such as unemployment or we can see a graph that is just a line. But when we can see the spread of something on a map in color, we can feel the change. So here is a map of America showing [...]]]></description>
			<content:encoded><![CDATA[<p>We can usually only see the present &#8211; so we can see a statistic such as unemployment or we can see a graph that is just a line. But when we can see the spread of something on a map in color, we can feel the change. <a href="http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html">So here is a map of America </a>showing the growth of unemployment since 2007 &#8211; it struck me to the heart. And it shows the power of the trend. And so does it not show us what we have to do &#8211; we have to be part of the reinvention of our communities.</p>
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		<title>Hunger in America &#8211; NewsHour Reports</title>
		<link>http://www.facingmortgagecrisis.org/?p=802</link>
		<comments>http://www.facingmortgagecrisis.org/?p=802#comments</comments>
		<pubDate>Thu, 19 Nov 2009 01:19:49 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Context]]></category>
		<category><![CDATA[Journalism]]></category>
		<category><![CDATA[Network]]></category>
		<category><![CDATA[Partners]]></category>
		<category><![CDATA[Food Hunger]]></category>
		<category><![CDATA[NewsHour]]></category>

		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=802</guid>
		<description><![CDATA[This is going to be a huge issue]]></description>
			<content:encoded><![CDATA[<p>This is going to be a huge issue<br />
<script type="text/javascript" src="http://www.pbs.org/wgbh/pages/frontline/js/pap/embed.js?news01n351eqca3"></script></p>
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		<title>Hunger and Texas</title>
		<link>http://www.facingmortgagecrisis.org/?p=799</link>
		<comments>http://www.facingmortgagecrisis.org/?p=799#comments</comments>
		<pubDate>Wed, 18 Nov 2009 20:40:33 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Context]]></category>
		<category><![CDATA[Engagement]]></category>
		<category><![CDATA[Local]]></category>
		<category><![CDATA[Reinvention]]></category>
		<category><![CDATA[The Collective Story]]></category>
		<category><![CDATA[Food Banks]]></category>
		<category><![CDATA[Food Stamps]]></category>
		<category><![CDATA[Hunger]]></category>
		<category><![CDATA[KERA]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=799</guid>
		<description><![CDATA[KERA on point for what is really going on &#8211; has this on the state of hunger in the State: Texas Ranks 2nd Worst In Hunger By Suzanne Marta, November 18, 2009 A report by the U.S. Department of Agriculture released this week shows that Texas is the second worst in the nation when it [...]]]></description>
			<content:encoded><![CDATA[<p>KERA on point for what is really going on &#8211; has this on the state of hunger in the State:</p>
<h2><a title="Permanent Link to Texas Ranks 2nd Worst In Hunger" rel="bookmark" href="http://economy.kera.org/?p=3589">Texas Ranks 2nd Worst In Hunger</a></h2>
<div>By <a title="Posts by Suzanne Marta" href="http://economy.kera.org/?author=2">Suzanne Marta</a>, November 18, 2009</div>
<p>A <a href="http://www.usda.gov/wps/portal/%21ut/p/_s.7_0_A/7_0_1OB?contentidonly=true&amp;contentid=2009/11/0575.xml" target="_blank">report by the U.S. Department of Agriculture</a> released this week shows that Texas is the second worst in the nation when it comes to hunger, with some 16.3 percent of the households surveyed reporting low or very low food security for the period between 2006 and 2008.</p>
<p>Families facing very low food security in Texas reached 5.7 percent.</p>
<p>Overall, the percentage of families facing hunger reached 12.2 percent.</p>
<p>Mississippi reported the highest percentage of families facing hunger at 17.4 percent.</p>
<p>Officials from the <a href="http://economy.kera.org/?p=2932" target="_self">North Texas Food Bank </a>and <a href="http://economy.kera.org/?p=1208" target="_self">Tarrant Area Food Bank </a>have reported sharp increases in demand from struggling families and individuals during the last two years.</p>
<p>This year, agencies working with the North Texas Food Bank <a href="http://economy.kera.org/?p=3363" target="_self">reported </a>demand from families seeking help for the first time rose 36 percent, and distribution has grown by 46 percent.</p>
<p>Sharply rising unemployment and lengthy administrative delays processing food stamps have exacerbated the situation for many families.</p>
<p>Read the <a href="http://www.ers.usda.gov/Publications/ERR83/ERR83.pdf" target="_blank">entire report</a> from the Department of Agriculture and learn more about how community organizations are helping struggling families in North Texas on the <a href="http://economy.kera.org/?page_id=1660" target="_self">Community Voices</a> page of KERA’s <a href="http://www.kera.org/economy" target="_self">Economy Web site</a>.</p>
<p>Representatives from several organizations, including <a href="http://economy.kera.org/?page_id=1668" target="_self">2-1-1 Texas </a>and the <a href="http://www.ntfb.org/" target="_blank">North Texas Food Bank </a>and <a href="http://www.tafb.org/index.html" target="_blank">Tarrant Area Food Bank</a>, can help families locate food pantries in their area and help them apply for food stamps.</p>
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		<title>The Economic Crisis and Food Insecurity</title>
		<link>http://www.facingmortgagecrisis.org/?p=796</link>
		<comments>http://www.facingmortgagecrisis.org/?p=796#comments</comments>
		<pubDate>Wed, 18 Nov 2009 18:15:35 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Context]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Food Banks]]></category>
		<category><![CDATA[Food Security]]></category>
		<category><![CDATA[Food Stamps]]></category>
		<category><![CDATA[Local Food]]></category>
		<category><![CDATA[Urban Agriculture]]></category>

		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=796</guid>
		<description><![CDATA[Several stations are now following the local urban farming movements in their communities. Urban Farming is emerging as a response to blighted neighborhoods, unemployment, poverty and hunger. How bad is the issue of Food Insecurity and real hunger in America? Will this grow as an issue? Will this become part of our work to help [...]]]></description>
			<content:encoded><![CDATA[<p>Several stations are now following the local urban farming movements in their communities. Urban Farming is emerging as a response to blighted neighborhoods, unemployment, poverty and hunger.</p>
<p>How bad is the issue of Food Insecurity and real hunger in America? Will this grow as an issue? Will this become part of our work to help our communities look after themselves? Here is data that suggest that the issue is large and growing: <a href="http://econompicdata.blogspot.com/2009/11/less-than-1-in-7-americans-affected-by.html">From Economic Pic</a></p>
<div>
<p>Ed Harrison of <a href="http://www.creditwritedowns.com/2009/11/food-insecurity-alternative-measure-of-economic-distress-skyrockets.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+creditwritedowns+%28Credit+Writedowns%29&amp;utm_content=Google+Reader">Credit <span id="SPELLING_ERROR_0">Writedowns</span></a> (via <a href="http://www.guardian.co.uk/news/datablog/2009/nov/17/food-insecurity-us-state-data">The Guardian</a>) details a disturbing trend:</p>
<blockquote><p>The US Department of Agriculture highlights how the United States in the last decade, despite increased aggregate wealth, slid back significantly in terms of food insecurity as measure of poverty. With everyone now focused on the unemployment situation, it bears noting that even before the downturn in the economy there had been a large surge in food insecurity nationwide.</p></blockquote>
<p>What is food insecurity?</p>
<blockquote><p>Food insecurity &#8211; defined by the USDA as when <a href="http://www.ers.usda.gov/publications/err83/">&#8220;food intake … was reduced and their eating patterns were disrupted at times during the year because the household lacked money and other resources for food&#8221;</a> &#8211; afflicted 14.6% of Americans in 2008. i.e., some 50 million people were too poor to guarantee being able to put food on the table.</p></blockquote>
<p>Only three of the worst 17 states in terms of food insecurity showed an improvement over the past decade and my guess is things have gotten a whole lot worse.</p>
<p><a href="http://3.bp.blogspot.com/_8rpY5fQK-UQ/SwN1feZsr1I/AAAAAAAAIc0/imZbtpShNEk/s1600/foodins.png" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img id="BLOGGER_PHOTO_ID_5405293161371971410" style="cursor: pointer; width: 400px; height: 300px;" src="http://3.bp.blogspot.com/_8rpY5fQK-UQ/SwN1feZsr1I/AAAAAAAAIc0/imZbtpShNEk/s400/foodins.png" border="0" alt="" /></a></div>
<div></div>
<div><a href="http://www.eurekalert.org/pub_releases/2009-11/wuis-nho110209.php">Nearly half  of America&#8217;s children will depend on Food Stamps</a>.  Children&#8217;s futures are really at risk &#8211; hunger at a young age and the<a href="http://www.sciencedaily.com/releases/2009/08/090810122139.htm"> wrong kind of food</a> can ensure a lifetime of trouble:<!-- Begin video here --></div>
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<td bgcolor="#f2f2f2"><a href="http://www.eurekalert.org/multimedia/pub/17995.php?from=148131" target="_self"><img src="http://media.eurekalert.org/multimedia_prod/pub/rel/17995_rel.jpg" border="0" alt="" /></a><a href="http://www.eurekalert.org/multimedia/pub/17995.php?from=148131" target="_self"><img src="http://www.eurekalert.org/images/eutube/icon_video_tiny.gif" border="0" alt="" /> <span style="color: black;"><strong>VIDEO:</strong></span></a> <span>Nearly half of all US children will be in a household that uses food stamps at some point during their childhood, according to Mark Rank, Ph.D., poverty expert at the&#8230;</span></p>
<p><span><a href="http://www.eurekalert.org/multimedia/pub/17995.php?from=148131" target="_self">Click here for more information.</a></span></td>
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<blockquote><p>Holidays and tables full of delicious food usually go hand in hand, but for nearly half of the children in the United States, this is not guaranteed.</p>
<p>&#8220;49 percent of all U.S. children will be in a household that uses food stamps at some point during their childhood,&#8221; says Mark R. Rank, Ph.D., poverty expert at the George Warren Brown School of Social Work at Washington University in St. Louis. &#8220;Food stamp use is a clear sign of poverty and food insecurity, two of the most detrimental economic conditions affecting a child&#8217;s health.&#8221;</p>
<p>According to Rank, the substantial risk of a child being in a family that uses food stamps is consistent with a wider body of research demonstrating that U.S. children face considerable economic risk throughout their childhood years. &#8220;Rather than being a time of security and safety, the childhood years for many American children are a time of economic turmoil, risk, and hardship,&#8221; Rank says.</p>
<p>Rank&#8217;s study, &#8220;Estimating the Risk of Food Stamp Use and Impoverishment During Childhood,&#8221; is published in the current issue of the <em>Archives of Pediatrics &amp; Adolescent Medicine</em>. Other study findings include:</p>
<ul>
<li>90 percent of black children will be in a household that uses food stamps. This compares to 37 percent of white children.</li>
<li>Nearly one-quarter of all American children will be in households that use food stamps for five or more years during childhood.</li>
<li>91 percent of children with single parents will be in a household receiving food stamps, compared to 37 percent of children in married households.</li>
<li>Looking at race, marital status and education simultaneously, children who are black and whose head of household is not married with less than 12 years of education have a cumulative percentage of residing in a food stamp household of 97 percent by age 10.</li>
</ul>
<p>&#8220;Understanding the degree to which American children are exposed to the risks of poverty and food insecurity across childhood is essential information for the health care and social service communities,&#8221; Rank says. &#8220;Even limited exposure to poverty can have detrimental effects upon a child&#8217;s overall quality of health and well-being.&#8221;</p>
<div>###</div>
<p>The study, co-authored with Thomas Hirschl, professor at Cornell University, is based on an analysis of 30 years of information taken from the Panel Study of Income Dynamics (PSID), and looks at children between the ages of 1 and 20. The PSID is a longitudinal survey of a representative sample of U.S. individuals and their families interviewed annually since 1968.</p></blockquote>
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		<title>Food &#8211; Urban Farming/Gardening is a reality</title>
		<link>http://www.facingmortgagecrisis.org/?p=793</link>
		<comments>http://www.facingmortgagecrisis.org/?p=793#comments</comments>
		<pubDate>Wed, 11 Nov 2009 13:40:33 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Collaboration]]></category>
		<category><![CDATA[Context]]></category>
		<category><![CDATA[Engagement]]></category>
		<category><![CDATA[Local]]></category>
		<category><![CDATA[Personal Story]]></category>
		<category><![CDATA[Reinvention]]></category>
		<category><![CDATA[The Collective Story]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Michigan Radio]]></category>

		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=793</guid>
		<description><![CDATA[As the Food Banks reach out for funds for food &#8211; others start to grow it &#8211; I think we will look back at this time and see that it birthed a whole new approach to food &#8211; local community grown food. A revolution as great as agriculture itself. The Greening of a City by [...]]]></description>
			<content:encoded><![CDATA[<p>As the Food Banks reach out for funds for food &#8211; others start to grow it &#8211; I think we will look back at this time and see that it birthed a whole new approach to food &#8211; local community grown food. A revolution as great as agriculture itself.</p>
<blockquote>
<h2><a rel="bookmark" href="http://facingthemortgagecrisis.org/?p=706">The Greening of a City</a></h2>
<p><strong>by Jennifer Guerra</strong></p>
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<p><img title="greening" src="http://facingthemortgagecrisis.org/wp-content/uploads/2009/11/Greening_WEB.jpg" alt="" width="150" align="right" /></p>
<p>Joanne Palek and her brother, Richard, have lived on West Court Street in Flint for 10 years. A few years ago, the abandoned house next door burned down. So they bought the empty lot from the Genesee County Land Bank for exactly $1.00, and then they started to plant.</p>
<p><span id="more-706"> </span></p>
<p>“We had carrots, we had green beans, we put in broccoli this year, but it didn’t do anything,” explains Palek.</p>
<p>There’s yet another abandoned house on the other side of Palek. As soon as the city pays to tear the house down, Palek says she’ll likely buy that lot too.</p>
<p>“And I know that it’s gonna cost me in tax money and I’m not that flush,” says Palek. “But I would make sure the taxes were paid and Flint got the money for it, whereas right now they’re not getting anything.”</p>
<p>She’s right. Vacant land doesn’t bring in any money for the city. In fact, an Emory University study shows that failure to collect even two percent of property taxes from abandoned houses translates into $3 billion in lost revenue for a city.</p>
<p>It’s the Land Bank’s role to find new uses for all that foreclosed property.</p>
<p>Christina Kelly works at the Land Bank. She says they’ve sold more than 400 empty lots to residents like Palek, though the lots are more this year. They cost $25 instead of $1. But she says it’s still a good deal, not only for the person who buys the lot, but for the neighborhood.</p>
<p>“It actually is very transformative in a neighborhood when you have lots that are gardened and cared for by the community, you can really see visual changes in the surrounding properties,” says Kelly.</p>
<p>The Land Bank has teamed up with a bunch of other groups to form an umbrella organization called Edible Flint. It’s basically a one-stop shop for all your urban gardening needs. The Land Bank provides the land, some materials and support.</p>
<p>“Michigan State Extension provides training and seeds and plants as they are available,” says Kelly. “The Ruth Mott Foundation provides training and technical assistance, and Salem Housing has a tool bank. Any one of those is not as valuable as all of them together.”</p>
<p>And it’s not just for people who want to buy property. Groups can adopt lots for free and get help from Edible Flint. Edible Flint will supply seeds, plants, tools, even a master gardener, anything to get people to care for the vacant lots in their community and help cut down on the city’s huge blight problem.</p>
<p>Bobby Jackson runs the Mission of Hope Day Shelter in Flint. He adopted two vacant lots and planted all kinds of veggies.</p>
<p>Jackson points out all the vegetables in his garden: kale, collard greens, broccoli, cabbage, basil, cilantro.</p>
<p>Anyone in the neighborhood is allowed to come and pick vegetables. Several churches brought their entire congregations to eat from the garden. But Jackson says it’s not just about food.</p>
<p>“The neighbors commended us for making the whole area look better because it was just overgrown and nothing there. And now they had opportunity to have a place to come and share in the work because people that didn’t know their neighbor four houses down met in the garden.”</p>
<p>And he says, since the garden went in, there’s been hardly any vandalism in the neighborhood.</p>
<p>Now, it’s important to note that not every vacant lot can grow vegetables. And while Edible Flint tests the soil, the still a chance of lead and PCBs and asbestos, since Flint was a big manufacturing town back in its hey day.</p>
<p>Still, Joan Nassauer, a professor of landscape architecture at the University of Michigan, says rust belt cities like Flint and Detroit can still turn all those vacant lots into natural assets, even if it’s just a pleasant open green space that gets mowed on a regular basis.</p>
<p>“In a kind of ironic way,” says Nassauer, “these cities that are facing abandoned property, they have the opportunity right now to pause and do it better.”</p>
<p>So, there may not be a lot of hope for all the abandoned and dilapidated houses in Flint that have fallen into foreclosure, but the land still has room to grow.</p></blockquote>
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		<title>Food &#8211; The Core of the challenge?</title>
		<link>http://www.facingmortgagecrisis.org/?p=791</link>
		<comments>http://www.facingmortgagecrisis.org/?p=791#comments</comments>
		<pubDate>Wed, 11 Nov 2009 13:28:58 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Collaboration]]></category>
		<category><![CDATA[Context]]></category>
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		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=791</guid>
		<description><![CDATA[I am picking up a pattern &#8211; do you see what I see? The issue is food. With millions unemployed or under employed, feeding the family is becoming a real worry. Food Banks are getting pressed. The old donate cans of beans or getting old food from retailers is not keeping up. My bet is [...]]]></description>
			<content:encoded><![CDATA[<p>I am picking up a pattern &#8211; do you see what I see? The issue is food. With millions unemployed or under employed, feeding the family is becoming a real worry. Food Banks are getting pressed. The old donate cans of beans or getting old food from retailers is not keeping up. My bet is that this crisis will morph into a new opportunity &#8211; for people to grow food in the cities for themselves and for their community.</p>
<p>What are you seeing?</p>
<blockquote><p>Officials say the face of hunger in North Texas is changing, thanks to historically high unemployment and the nation’s deepest post-WWII recession.</p>
<p>As a result, thousands of North Texans are finding themselves seeking food assistance for the first time, thanks to unemployment, a reduction in pay or work hours and lengthy delays in the state’s food stamp program.</p>
<p>For the North Texas Food Bank’s partner agencies, the number of first-time clients has risen 36 percent.</p>
<p>Among those first-time clients is Plano resident and former healthcare administrator Ray, who shared this story. Ray and his wife volunteer at the food pantry as he continues to look for work.</p>
<p>“When I was laid-off from a well-paid position and my financial obligations began piling up, my wife and I ultimately <strong>had to choose between eating and paying the bills</strong>. It was then that I shook off my pride and sought assistance from Minnie’s West Plano Food Pantry.”</p>
<p>Overall, food distribution for the North Texas Food Bank is up 46 percent over the same time last year.</p>
<p>Unfortunately, the fast-rising demand has forced some agencies to turn people away due to short supplies.</p>
<p>With help from the campaign launched Tuesday, the North Texas Food Bank hopes to raise $5 million – enough to distribute 20 million meals –by the end of the year.</p>
<p>Learn more about the North Texas Food Bank’s campaign and hear some of the stories from your community <a href="http://www.ntfb.org/hungry_today.cfm" target="_blank">here</a>.</p>
<p>The <a href="http://economy.kera.org/?p=2932" target="_self">North Texas Food Bank</a> and <a href="http://economy.kera.org/?p=1208" target="_self">Tarrant Area Food Bank </a>are part of KERA’s Advisory Group for its Economy Project.  <span style="font-family: Times New Roman; font-size: small;"> Learn more about what non-profit groups are doing on the <a href="http://economy.kera.org/?page_id=1660" target="_self">Community Voices</a> page of KERA’s <a href="http://www.kera.org/economy" target="_self">Economy Web site</a>.</span></p></blockquote>
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		<title>Unemployment &#8211; Still getting worse &#8211; More for us to do</title>
		<link>http://www.facingmortgagecrisis.org/?p=788</link>
		<comments>http://www.facingmortgagecrisis.org/?p=788#comments</comments>
		<pubDate>Fri, 06 Nov 2009 14:27:20 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Context]]></category>
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		<category><![CDATA[Credit Writedowns]]></category>
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		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=788</guid>
		<description><![CDATA[Here is a summary from the official release edited by Edward Harrison of Credit Writedowns - a consistent commentator on the economy The unemployment rate rose from 9.8 to 10.2 percent in October, and nonfarm payroll employment continued to decline (-190,000), the U.S. Bureau of Labor Statistics reported today. The largest job losses over the [...]]]></description>
			<content:encoded><![CDATA[<p>Here is a summary from the<a href="http://stats.bls.gov/news.release/empsit.nr0.htm"> official release</a> edited by <a href="http://feeds.creditwritedowns.com/~r/creditwritedowns/~3/PgZ02qBuJmg/10-2-unemployment-190000-jobs-lost.html">Edward Harrison of Credit Writedowns </a>- a consistent commentator on the economy</p>
<blockquote><p>The unemployment rate rose from 9.8 to 10.2 percent in October, and nonfarm payroll employment continued to decline (-190,000), the U.S. Bureau of Labor Statistics reported today. The largest job losses over the month were in construction, manufacturing, and retail trade.</p>
<p>Household Survey Data</p>
<p>In October, the number of unemployed persons increased by 558,000 to 15.7 million. The unemployment rate rose by 0.4 percentage point to 10.2 percent, the highest rate since April 1983. Since the start of the recession in December 2007, the number of unemployed persons has risen by 8.2 million, and the unemployment rate has grown by 5.3 percentage points. (See table A-1.)</p>
<p>Among the major worker groups, the unemployment rates for adult men (10.7 percent) and whites (9.5 percent) rose in October. The jobless rates for adult women (8.1 percent), teenagers (27.6 percent), blacks (15.7 percent), and Hispanics (13.1 percent) were little changed over the month. The unemployment rate for Asians was 7.5 percent, not seasonally adjusted. (See tables A-1, A-2, and A-3.)</p>
<p>The number of long-term unemployed (those jobless for 27 weeks and over) was little changed over the month at 5.6 million. In October, 35.6 percent of unemployed persons were jobless for 27 weeks or more. (See table A-9.)</p>
<p>The civilian labor force participation rate was little changed over the month<br />
at 65.1 percent. The employment-population ratio continued to decline in October, falling to 58.5 percent. (See table A-1.)</p>
<p>The number of persons working part time for economic reasons (sometimes referred to as involuntary part-time workers) was little changed in October at 9.3 million. These individuals were working part time because their hours had been cut back or because they were unable to find a full-time job.</p></blockquote>
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		<title>Good News on the Benefits Front</title>
		<link>http://www.facingmortgagecrisis.org/?p=782</link>
		<comments>http://www.facingmortgagecrisis.org/?p=782#comments</comments>
		<pubDate>Thu, 05 Nov 2009 20:39:47 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Journalism]]></category>
		<category><![CDATA[National]]></category>
		<category><![CDATA[Network]]></category>
		<category><![CDATA[Partners]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[NewsHour]]></category>
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		<guid isPermaLink="false">http://www.facingmortgagecrisis.org/?p=782</guid>
		<description><![CDATA[The $24 billion economic package, which would also broaden tax breaks for businesses, cleared the House Thursday afternoon in a 403-12 vote and heads to President Barack Obama to sign into law. It passed 98-0 late Wednesday in the Senate. Under the measure, the $8,000 tax credit for first-time homebuyers would be lengthened by seven [...]]]></description>
			<content:encoded><![CDATA[<p>The $24 billion economic package, which would also broaden tax breaks for businesses, cleared the House Thursday afternoon in a 403-12 vote and heads to President Barack Obama to sign into law. It passed 98-0 late Wednesday in the Senate.</p>
<p>Under the measure, the $8,000 tax credit for first-time homebuyers would be lengthened by seven months and expanded with a $6,500 credit for some prospective homebuyers who already own homes.</p>
<p>The nearly 2 million people who have lost or are in danger of running through their unemployment benefits before the end of 2009 would receive up to 20 weeks in additional benefits.</p>
<p>For those in states with unemployment rates above 8.5 percent, it would grant an additional six weeks on top of that. The extension is the fourth since last June, and could give some people up to 99 weeks of unemployment benefits, above the previous record of 65 weeks set in the 1970s, according to the Associated Press.</p>
<p>More after the jump &#8211; <a href="http://www.pbs.org/newshour/updates/social_issues/july-dec09/jobsnumbers_11-05.html">Source The NewsHour</a></p>
<p><span id="more-782"></span></p>
<p>In figures released Thursday, the Labor Department said that first-time claims for jobless benefits fell by 20,000 to a seasonally adjusted 512,000.</p>
<p>&#8220;We know that when an economy recovers, the unemployment rate is one of the last numbers to rebound,&#8221; said Senate Majority Leader Harry Reid, D-Nev., according to the Washington Post. &#8220;So even as our economy begins to turn around, jobs are turning around slower, and it is our responsibility to ensure the out-of-work are not left out in the cold.&#8221;</p>
<p>The popular $8,000 tax credit for first-time homebuyers, which was originally enacted in February as part of the $787 billion stimulus legislation, had been scheduled to run out at the end of this month.</p>
<p>The real estate industry has been pushing to extend and expand the housing tax credit. About 1.4 million first-time homebuyers have qualified for the credit through August, according to the AP.</p>
<p>The new legislation would also extend a $6,500 credit to homebuyers who have lived in their current home at least five years and want to buy a new one.</p>
<p>&#8220;This is probably the last extension,&#8221; said Sen. Johnny Isakson, R-Ga., a former real estate executive who has supported the credits.</p>
<p>The bill would also allow people whose businesses experienced losses in 2008 and 2009 to file for tax refunds on profits they had made in the past five years.</p>
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		<title>What it is all about &#8211; Becoming Vital to our communities</title>
		<link>http://www.facingmortgagecrisis.org/?p=780</link>
		<comments>http://www.facingmortgagecrisis.org/?p=780#comments</comments>
		<pubDate>Thu, 05 Nov 2009 20:32:29 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
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		<title>In the eye of the hurricane &#8211; ARM Resets</title>
		<link>http://www.facingmortgagecrisis.org/?p=777</link>
		<comments>http://www.facingmortgagecrisis.org/?p=777#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:46:23 +0000</pubDate>
		<dc:creator>Rob Paterson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[From Nathan&#8217;s Economic Edge &#8211; Our work has just begun!]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-778" title="T2 Loans" src="http://www.facingmortgagecrisis.org/wp-content/uploads/2009/11/T2-Loans.jpg" alt="T2 Loans" width="400" height="242" /></p>
<p>From Nathan&#8217;s Economic Edge &#8211; Our work has just begun!</p>
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