Posts Tagged Cleveland
Cleveland is where many cities may get too as unemployment drives more foreclosure. What happens when all the conventional paths don’t work anymore? What happens is that everyone starts to think of entirely news ways of doing things.
Here is a story by ideastream’s Mahri Saito about how some are getting out from debt that they could never ordinarily pay off – The “Extreme Short Pay Off”.
We have seen a number of cases now in the last month or two where lenders are in fact willing to write off a significant portion of the outstanding mortgage, some cases 80 percent, some cases 90 percent.
Gates …WHO DIDN’T HAVE SIX THOUSAND DOLLARS TO SPARE…got her payoff funds from the state of Ohio THROUGH A FOREGIVABLE LOAN PROGRAM and FROM a low-interest loan PROVIDED BY her county GOVERNMNT, Cuyahoga. Gates’ mortgage is now JUST $53 a month.
Cleveland is one of the hardest hit cities. To make a crisis better, you have to know what really happened. To make a crisis better you also have to tell the truth about what is happening now.
This 19 minute show is the best piece I have yet seen on both – what happened and what is happening. A terrific piece of journalism from Ideastream
It’s amazing how a real crisis helps people become very creative too – the piece ends with some excellent ideas about how Cleveland is taking action in what seemed like a hopeless situation. “Right Sizing” the City!
The worst thing in any crisis is to be alone and not to know what to do.
Here, ideastream, in Cleveland, is filling that void. Providing a Trusted Space where people can find information that they can trust and a connection to each other.
This work transcends the normal “services of a public station that may be in providing high quality news or programming. We have come to believe that broadcast was the priority. But this crisis is calling back our heritage.
I went back to the act and found this:
section A.8 of the public broadcasting act:
One of our partners in this initiative is United Way and their 2-1-1 Referral Service—their partnership has been invaluable during Facing the Mortgage Crisis, because 2-1-1 is able to directly connect people to trusted resources. What’s interesting is that coverage varies in the country—some communities have just one call center, some have none, and others have several.
Through their work on Facing the Mortgage Crisis, stations have already seen their impact, not only on their communities, but on organizations that provide resources—from working with and uniting multiple 2-1-1 call centers, to connecting a new demographic to 2-1-1’s resources, the work of public media can be seen.
WVIZ/ideastream in Cleveland has created a strong partnership with their local 2-1-1 service—their United Way office noted a significant jump in calls once ideastream’s initiative began. They also noticed a new group of people calling into 2-1-1, suggesting that ideastream’s work had cast a web of resources further into Cleveland and its surrounding areas.
For this initiative, KERA in Dallas is working with its 13 local call centers. To help coordinate activities and logistics, KERA set up weekly conference calls with the centers. KERA’s coordination efforts have made working with several call centers possible, so 2-1-1 in the Dallas area can connect as many people as possible to the resources they need.
So what’s the moral of the story? The resources are out there–fantastic organizations like United Way help connect people to trusted resources in the community. But sometimes a connector, a convener, is needed in order to get the word out to as many people as possible–in this case, for this initiative, public media is helping connect more people to organizations like United Way.
Much of what your public radio or TV station can do in the mortgage crisis is to connect you to people who have the knowledge to help you keep your home.
But in some cases this will not be possible. We can connect you to help but your home may not be savable.
Some cities in America are in a new phase of the Mortgage Crisis – Las Vegas, Cleveland, Detroit – cities in California and Florida – where it may not be possible to save almost any home where foreclosure proceedings have begun.
In these cases, the issue is now how to help you when you may have lost your home and your job. How to help you when you have lost the foundation of your life. What kind of help can that be?
One answer is to give you hope.
What does that mean? It means helping you find out, in a realistic and tangible way how to rebuild your life.
I will talk more about this over the next few months. But right now I wanted to tell you about one of the things that is happening in Las Vegas – one of the worst hit cities.
One of the worst things that can happen to any of us is to have nothing meaningful to do.
Jobs are vital. Without one how do we pay the bills. Our work is central to giving us meaning. When we meet a person for the first time, we ask them “What do you do?” Our work defines us. So when we lose our job, who are we? Many people are losing their jobs. This is why many are losing their homes as well.
But in reality, many jobs are in themselves boring and meaningless. Many wish we could do something that we could get excited about. Some are finding that losing their job has strangely brought them back to life.
Here is a link to a NewsHour piece on how many are finding that not having their boring job has empowered people to get behind their passion.
Many can cope with losing their home so long as they can find shelter. But not having work is a kind of death.
We need to be able to get up in the morning and have some thing and some people to go to. If we have good work and we are with good people, we can also rebuild our networks. With a good network, we can also have a much better chance of getting paid work.
If this cannot be your old job, then many are finding that volunteering is a good first step. But of course the issue then is how do I find a good volunteer job?
What KNPR and many organizations in Las Vegas have done is to make it easy for people to volunteer to help organizations that are helping people in the community.
During National Volunteer Week, April 19-25, Nevada Public Radio partnered with the Volunteer Center of Southern Nevada to hold it’s first-ever Volunteer-A-Thon. April is the time when Nevada Public Radio holds its annual spring membership campaign. Instead of asking for members we asked listeners to give something perhaps more valuable – their time. The Volunteer-A-Thon culminated with an on-air drive for volunteers that was also an opportunity to recognize corporate partners who champion volunteerism and support employee volunteers.
Southern Nevadans answered the call to service during the Volunteer-A-Thon, with more than 460 people pledging more than 11,655 volunteer hours to local nonprofit organizations. During the Volunteer-A-Thon, 32 new nonprofit organizations also signed up with the Volunteer Center of Southern Nevada.
So instead of asking for money for the station – KNPR pushed its pledge week out a month – they asked for people to help each other and made it easy to choose what they wanted to do. The 11,000 hours are equivalent to over $200,000 worth of time.
KNPR did not do this on its own – but was helped in turn by not only the Volunteer Centre of Southern Nevada but by a number of corporations such as Zappos, Southwest Gas, Wells Fargo, & Harrahs.
Many good things are coming out of this action. Most important, the splintered community of Las Vegas is coming together. The volunteer organizations, themselves short of money, are getting help and are knitting as a group. For Profit organizations, are joining in. Most importantly, when all might seem lost, rather than not taking action, people are getting out, being with others and doing important work.
Maybe in the scheme of things, this is small right now. But maybe also it might be the beginning of some thing big. We see signs of this in other hard hit cities such as Detroit and Cleveland. You can get so far down that the only way out is up. The only people you can rely on is each other. This is the magic moment when the word “Community” starts to come to life.
“The Sleeper Awakes!”