Posts Tagged Columbus
Here is a letter received by Scott Gowans at WOSU in Columbus. It shows to me the challenge we are all up against and why our work is so important. For is not the very fabric of our society being eroded? Without a concerted and group effort what will happen?
Dear Scott Gowans,
I ran into your article on http://www.columbusmortgagecrisis.org/ while searching for any info to help out my x-in laws. They are the only parents I have and I’ve exhausted myself trying to come up with some help for them. My father was an electrician for 40 years on and off at Elite Electric which was located in Johnstown, but relocated to Columbus near 161 and Cleveland Ave, making $40,000 a year. My mother works as a state tested nursing assistant for Friendship Village of Columbus for over 13 years now making just shy of $20,000 a year.
They have taken in my daughter, accepted her as their granddaughter and have helped me by placing her in their home while we work with her with her counseling.
Sadly, my father was laid off in a split second. He has been unemployed for a few months now, and has fallen behind on his mortgage. After contacting the “save the dream” program and a few other help links I had found for them, they are still at a dead end, and my father is struggling to become employed again to save their home. The home has been passed down in his family for some generations now. It is so saddening to me to be so helpless after they have stepped in and have been my parents and grandparents to my children since January 2003.
It’s frightening how fast and unexpectedly something like this can happen. He has so many trades, and has over 40 years of electrician service under his belt. He was the president of the Mid Ohio Ford Club since I have met him. He just lit up when he could put on car shows, and run the Mid Ohio Ford Club Spring Swap at the Columbus fairgrounds every August and raise so much money for the Earth Angels Foundation, and now he is fearing the knock on the door with someone on the other end telling him that they have to get their belongings out and leave.
I pray for everyone in this same situation, and I hope everyday that the economy will get better soon so that families like my ex-in laws will have a place to lay their heads at night, and be able to afford food and everyday costs of living these days.
Thanks for reading and God Bless.
Great advice from WOSU – What can be more stressful than being under the gun financially? What can help the most? Keeping a routine.
From WOSU Columbus – in September Sesame Workshop will offer an hour long special on the impact of the Crisis on families and kids. We tend to look at the financial costs but what is the cost of having to take your kids out of school? Of moving to your mum? How does this affect YOU?
Blight is a growing problem – here is how Columbus is dealing with it from a City perspective” (WOSU Columbus)
As foreclosures eat into entire communities and neighborhoods, they act like a social cancer. Everyone and everything is affected. We are starting to see stories that are pushing this issue to the forefront. We don’t know what is best yet, but my hope is that as we cover this issue, solutions that work will become more clear.
Here are two such stories from Columbus – thanks WOSU and Tom Bogerding.
“Facing The Mortgage Crisis.” As part of the series, WOSU News visits two streets, Blake Avenue in Linden, and Dakota Street in Franklinton to take measure of some of the tell-tale effects of multiple foreclosures.
About a month ago, a backhoe and dump trucks rolled into the 300 block of Dakota Avenue in Franklinton. A burned-out two story house was slated for demolition. Along this block of Dakota, nearly half of the homes are vacant, testimony to economic tough times and the mortgage downturn. Columbus Mayor Michael Coleman says the razing of 300 Dakota and other abandoned houses is part of a larger plan to fight blight in established city neighborhoods.
“We can’t tear down every one of them but we certainly are looking forward to tearing down those that are clearly not habitable.”
Coleman says demolition of some abandoned houses and a city-backed home renovation program are the primary means the city has of stanching neighborhood decline. Its a daunting task
The same people who took many for a ride in the mortgage market are now doing the same as they pretend to help you – let’s expose these people for what they are.
Here is how WOSU in Columbus is warning folks:
COLUMBUS, OH (WOSU) – Every month in Franklin County, hundreds of homeowners receive a summons of foreclosure. These and other homewoners struggling to make their house payments might also receive the promise of help…..for a fee. WOSU’s Christina Morgan reports on the rising tide of foreclosure rescue scams in Ohio.
Ohio Attorney General, Richard Cordray puts it this way: predators watch what’s going on in society and then figure out a way to take advantage of people who are desperate. Two years ago there were no foreclosure rescue scams going on. Now, there’s a ’smorgasbord.’
“Be very, very careful when you are contacted by any of these people. They are looking to take advantage of people in desperate situations. And, its disgusting and that’s why we have brought dozens of cease and desist actions and lawsuits to shut these people down.” Says Cordray.
The number of foreclosures in central Ohio this year is five times what it was just two years ago. Housing counselor Mark Easterling says the problem last year was adjustable rate mortgages’s and balloon mortgages. This year its all recession-related job losses, loss of overtime and workers getting fewer hours. Regardless of the reason, he says help is available free of charge.
“The foreclosure crisis in Central Ohio has effected every zip code and I can tell you that because I’ve worked with people from every zip code.” Says Easterling.
Easterling works with Homes On The Hill, one of five federally aproved agencies in Central Ohio to offer housing counseling. A mediation program and homeowner helpline were added last fall as monthly foreclosures topped 800.
Have you ever tried to put together a BarBQ? You know the ones with the instructions that seem to skip key steps or that assume that you are an engineer?
If I need help, I need the advice to be practical. What are the steps I will take? What will the experience be like?
Here is a great example from WOSU in Columbus of how to show how we can help.
One of the first things that people need practical help on is OPENING their mail! if you are frozen with fear – many stop opening their mail. Here WGTE Toledo offer a good practical bit of advice:
Find more videos like this on Facing the Mortgage Crisis